For those of you who think that the post is not constructive, then feel free not to read it.
I will tell you that me and my wife are both educated and have jobs making above average what other people our age are making (aside from help that people may be getting). From looking at things through the eyes of having 3-5 children, one used minivan and rent on a 3 bedroom, I used to look around and think that everyone was making loads and loads of money.
I agree that Hashem provides (just look around; people are not homeless) – but I guess I was unclear in the level of hishtadlus that I am supposed to put in. Hashem provides does not absolve one from determining the appropriate level of responsibility. For those of you who think it does, you have never learned through sha’ar habitachon. Putting your head in the sand is not the same as having bitachon.
I know that people make less than our approximate 100k and am greatful.
But after taxes (100-30= 70), contribution to health insurance (70-7=63), rent (63-24=39), food (39-18=21 [at 1,500 per month]) that leaves $21,000.
$21,000 does not cover my tuition bill, so that I am already a begger, although schools are not inclined to give us a break because like others have said, 100k seems like a lot of money to be making.
I have not added in any clothing, gas, car insurance, or life expenses that come up, not to mention heat, electric, yom tov, let alone light bulbs, exterminator, plumber…(forget vacation or eating out – not happening)and for women who work more than part time and need child care?
For those who say, Hashem provides – I agree. I am not trying to be bitter or make people feel bad that they make less.
I know that this post in anonymous – so feel free to share – how is there a leased odysee in every other driveway? How do people buy houses? Your answer may be that I should move out of town, which I have considered – so does that mean that most people are in fact making a lot more than 100-150? I considered Lakewood, but my wife’s job is tied to New York and it would only increase our expenses. And we couldn’t afford a house with property taxes there anyway.
If anyone would share their income or budget and just explain why I am so far off – please let me know. Alternatively, just tell me that I am supposed to start working weekends and waitering shobbas kiddushim. Please understand that I am sincere in asking – should I not be getting a break on tuition just because I make so much money – and even more so…if not, are yeshiva rates designed just to bleed people dry because I do not think based on the above that I am living so crazy (remember, i did not leave any money over for clothing or light bulbs)…
Thank you for your insight.