mamash: Amen!
mythoughts: What a pity that my comment could possibly be construed as a “recommendation”; I simply stated (what I believe is) a fact. I am sorry for that misinterpretation.
Would you mind re-reading that comment to see if it could be understood another way- the way I intended it? I certainly would not promote working off the books.
Kindly let me know if it requires clarification. Thank you.