NO- it’s been discussed and explained in depth a hundred times over.
As for getting on the list and paying later, by all means- start your own program and run it that way.
Just becaseu NASI seems to the only program working to alleviate the crisis, doesn’t mean they have any monopoly on assiting in easing the crsis.
Go for it…
as an aside, i’m curious, for the young women who can’t afford the money “up front” why do you think they’ll be able to afford it after they get engaged, when they are saddled with the monumental expenses involved in making a wedding.