there are several reasons – there are people in the frum community who can not afford health insurance and this does nothing to change that – especially since now many of those people will not be eligible for mediacaid under the present law. expecting them to pay this tax is unreasonable and creates more of an unnecessary burden – this also does not mean everyone will be insured as i am sure that people especially initially will pay the tax which is less than the cost of healthcare rather than be insured. the other problem is that rates will skyrocket for the rest of us who do have insurance. a lot of the countries you mention maintain prohibitive taxes on their citizens to pay for these social entitlements at the cost of having a lower standard of care. there is nothing in this law that protects the consumers from the insurance companies raising prices dramatically. the law sounds real nice in theory but in practice what will probably happen is that the individual mandate will not make it worth it for the insurers to offset the costs of pre-existing conditions – even the potential that it wont will dramatically raise premiums. people are very nervous considering the bad economy these days and are very worried about the concept of one of the basic necessities – namely healthcare becoming unaffordable.
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