The Frumguy -“I’m not sure “Dey Machsoro” applies here. Many families are “lacking” things – I return to my mashal of a swimming pool (by the way, I’m not really thinking of doing it). But if I felt lacking in cooling off during the summer, would that also be Dai Machsoro?”
No, a swimming pool would not be “Dey Machsoro” as opposed to infertility treatments. OTOH, if a person can’t afford a fan or if a fan isn’t adequate to cool their home, then the lack of a fan or A.C. would be “Dey Machsoro”.
Acc. to Halacha the lack of a swimming pool can be “Dey Machsoro”, if you were accustomed to having one and you lost it due to financial downturns. Such a person can collect from Tzedaka
for his swimming pool.