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Shlishi and others: I live in Eretz Yisrael, where the ribbit question comes up in many kinds of transactions. The technique one sees most often here is the heter ‘iska, which (in a nutshell) makes the transactors partners in the transaction and allows them to divide the profits or losses as they wish. Every bank office here has a Heter ‘Iska certificate on its wall. I have also seen it used in real estate contracts between religious people. As for whether halakha recognizes a corporation as a person, I recall there being a range of views depending on the underlying approach, the interpretation of sources and precedents, the kind of shareholding involved, etc.