Our Gedolim of previous generations have already told us why every type of tragedy occurs. Storms and floods dont happen necessarily for the same reasons as sickness or plagues or earthquakes….
Todays gedolim are only saying that the things found in those sefarim apply to us today because we are doing those aveiros.
Its time to start taking our Gedolim seriously and to stop being stubborn and arrogant. It can get worse and it will if we dont do Teshuva. (I heard from Gedolim that it will get much worse if we dont get the message) As bad as this was Baruch Hashem people are alive and its just money that can be recovered.