Coming from the perspective that people in glass houses should not throw stones – Without debating the reason for any individual event – anyone who feels that any event that happens is due to behavioral shortcomings, should very carefully and very deeply do a self-analysis and address his/her own issues. I do not believe that telling other people how to behave is at all effective, although it is significantly more fun than changing one’s own behavior.
As far as hocheiach tochiach – I don’t think I have the right to tell you to not rob a bank as i’m walking in to the grocery store to steal a sandwich.