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GG – or it may have been good fundraising tactics.
FandC – the Maharal writes that all hishtadlus is in its essence k’fira, but is permitted to us as a subjective and temporary measure in order to live, while we work on increasing our bitachon. The word chiyuv may be inappropriate here; it is a heter to those of us [i.e. all of us] with insufficient bitachon. The chiyuv is to successfully live, and fulfill your ksuba. A person must honestly assess their level of bitachon and go from there toward the absolute requirement of providing for their dependents.