ROB, I am not saying that only learning protects and it is full-proof — one has to keep other mitzvos proprerly too. The reason why the Gedolim did not insist on kollelim for everybody everywhere in previous doros is most simple — it was economically impossible. Only “koveya ittim” — not true, look in S.A Or.Chaim 156. Nobody has the answer about the Shoah — SHEKER!! Read the Tochechah in the Chumash and remember about the avalanche of otd in Europe. (Btw, about Germany, do not twist the facts! Like I said the otd German Jews were already 2,3,4,5th generations of otd – there is a limud zechus in that) One just has to be willing to see!
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