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Instead of twisting his words like a pretzel just deal with what he says.
To try and answer some points raised:
He says that the majority of wealth is amassed through wickedness. Wickedness with regard to money means cheating, stealing, shtick etc. He means how it is obtained.He doesn’t mean bitul torah or who knows what, I think most people would agree.
Most means most. No one knows the exact percentage, but it means that most wealthy people do not gain their wealth honestly. Certainly more than 51% since that is practically half and he is not giving a lumdish shiur, he is just speaking straight (which is his style by the way). Most means the majority, not in a technical sense. I think most (pun!) would agree to this assertion.
He was not referring to a time and place, he made a general statement.
I am sure the Iggeres Haramban says to not think negatively of the rich, but I am quoting the Iben Ezra not the Ramban and besides thinking bad of someone and knowing something negative about someone are two different things.
Like it or not, do not make out of his words what he did not say. You do not understand how it is possible, or it goes against your grain, ok. Maybe think into it for a while before you decide it makes no sense.
Personally I do not think it is a big chidush. Yes there are honest wealthy people – but they are a minority.
Think about it, for every honest man with money who studies Choshen Mishpat, there are even more who are wealthy since they desire money, possessions, honor or whatever it is and do not ever study relevant halachos. If so, it is hard to imagine they will withhold from doing their business even if they need to cut corners here and there, flub a little on tax returns, a white lie here and there, withhold money owed, be over on onaah, ribis, and a thousand other details in Choshen Mishpat they never even heard of…many businesses engage in minor illegalities as a way of course. All this fits well with the Iben Ezra’s sweeping beauty of a statement.