Just BTW a tremendous Gadol said that american Jews have a special Shemira due to all the tzedaka they do
Hatzala, shomrim, bonei olam,chai lifelie Ohel the most tzedkas and Gemachs in the history of the Jewish People,Satmar Bikur Cholim, Chabad houses everywhere have nothing to do with Derech Eretz?
These are all inyanim of derech eretz and Bein adam lichaveiro
please do not serve as a prosecutor against yourself and your friends. As mentioned above yes we have problems but Moshiach can come at any second to doubt that or to say otherwise is bordering on Kefira. Part of mussar (and I am not giving you any just stating fact that you could research on your own) is not to be so hard on yourself or others.To say Hashem is Chasvishalom going to punish us is not the mindset you should have. Daven for Yeshuos instead of worrying about what is wrong you can Daven to Hashem that despite are faults and because we need Moshiach to help us please send him. This is a major crux of our Yamim Noraim tefillas.
Hashem when judging knows our problems and faults mazids and shogegs yet still Hashem has infinite patience and Rachamim and loves us, judges likaf Zechus like a father to a child. We are Ameich Kulam Tzadikim and you are part of the family as well and you can trust your father will take care of you and your brothers with rachamim.