Please don’t use your great upbringing against her. Think of it this way, it is her feeling to have help and it iss your feeling not to. Why is one feeling better than the other? Go with the Meikil.
Although she says now that she’ll always need it, it doesn’t mean anything. You can’t imagine enjoying stake when your stomach is aching. And even if it turns out that she will always need it, back to the first sentence: don’t use your great upbringing against someone else.