Obamacare is actually going to make it cheaper for Frum people to get insurance
If You were an insruance company, whose main goal is to make money.Would you want to insurance a family of 10 kids where the women is getting pregnant every year or every other year.The Pregnancy costs and the costs of insuraing the children is not worth the premiums you will collect. They are undesireable clients. (From strictly a business point of view,you want healthy young (meaning 20’s-40’s) with small or no families for maximum profit.