July 28, 2017 12:13 pm at 12:13 pm #1327726
ftresi: While I agree with you on certain points, the main ShopRite in Lakewood closed (it’s now Gourmet Glatt). I also used prices that averaged sales and regular prices. Bottom line is that I do not believe budgeting only $250 for food for a month is reasonable.
There is also an organization named Mesila that helps yidden with budgeting. They have a branch in Lakewood.July 28, 2017 12:29 pm at 12:29 pm #1327826
What’s the difference that the Lakewood Shop Rite moved a block away that it changes any of the points?July 28, 2017 2:26 pm at 2:26 pm #1328550
Joseph: Where did it move 1 block away?July 28, 2017 2:26 pm at 2:26 pm #1328527streekgeekParticipant
does anyone know how cheap car leasing is?
This may not apply to everyone, but if your husband or close relative is somewhat handy, buying a used car make sense. Most parts that need replacing are not that expensive, and you can find YouTube tutorials of practically everything. You can change the brakes and do oil changes yourself too.
Car insurance though…
For those of you queasy about using cloth diapers, off brand diapers are a great option. Especially Walmart’s in-house brand and Kirkland/Costco diapers.
Target has good diapers as well. If you order online, you can subscribe and save. That’s on top of the frequent sales they have. They usually have in-store coupons as well for 5-20% off. I don’t spend more then 14-16 cents a diaper.
Rent is cheap.
Food prices are fair. I usually don’t spend more that 75-100 a week for a family of 4.
Cleaning lady, takeout, vacations are not necessities for most people on a small budget.July 28, 2017 3:18 pm at 3:18 pm #1328557
iac: I meant to write moved to another location. How does that change the point(s)?July 28, 2017 5:05 pm at 5:05 pm #1328606ftresiParticipant
Thanks streetgeek. I forgot to mention the point about used cars.
I buy my cars used (about 5 years old) and keep them for another 10 to 15 years. I maintain them and BH have been satisfied with them. Sure, things break along the way but in the long run, it’s far cheaper than leasing. And if you keep on top of maintenance, that should also minimize the risk of breakdowns. The important thing is to fix the little problems before they become big problems.July 28, 2017 5:06 pm at 5:06 pm #1328610
Joseph: It doesn’t change the points. I only noted that the Shoprite in Lakewood closed. I did not know it just moved. It is no longer on the Shoprite website.July 30, 2017 11:12 am at 11:12 am #1328942Neville ChaimBerlinParticipant
Back up, rent is really only about 750 a month in Lakewood?July 30, 2017 7:50 pm at 7:50 pm #1329399jakobParticipant
for a nice 3 bedroom basement yes you can get it even lower like 675 or 700 ALL BASED ON THE LARGE SUPPLY & LOW DEMANDJuly 30, 2017 8:28 pm at 8:28 pm #1329414
Demand isn’t low; supply is high.July 31, 2017 6:31 am at 6:31 am #1329452PosterGirlParticipant
Where are these cheap apts located, in the center of town or further out?July 31, 2017 6:31 am at 6:31 am #1329453lesschumrasParticipant
Basement apartments are often not legal. That could explain why they are not expensiveJuly 31, 2017 9:08 am at 9:08 am #1329464jakobParticipant
all over located from closeby but only 2 bedroom in a big apt. building or a 3 bedroom separate basement entrance of a house for as low as 650 currently. best place to find out about them is hundreds listed in a ad book called the masa u’matan of lakewood. ask a lakewood relative to go through it for/with you if you can’t get a hold of one
the basements actually are legal & are built in the beginning by the contractors & approved by the zoning board which makes them include extra parking for the basement rentals also & it helps the owners towards paying their monthly mortgage & is why they rent it out
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