First of all, I am very sad to hear that you’re having such difficult time. I would love to say that I feel your pain, but I’ve never been in your shoes to truly understand the hardships you are going through. I will try to offer advice, if it’s worth anything.
1. If you need food for the family, there are plenty of organizations that specialize in exactly that. There are also soup kitchens.
2. There are ways to get rid of debt, whether through bankruptcy or through other means.
3. If I understood you correctly, you are pulling in a measly $20-30 a day in schnorring. If thats true, is it really better than working for minimum wage at a job that is slightly more dignifying?
4. Do you have an close friends that can raise funds for you? I did this for a family I know and I brought in about $2,000 in just a couple of days, while also managing to raise attention of the family’s plight to a bunch of askanim. BH, they are on their way to getting back up on their feet again.
5. There is nothing good to say about those in #1. At best I would be Dan lekaf zchus that they see hundreds like you a day, and have become numb. Maybe that is Hashems test for them in this world.
6. Its really hard to expect someone that doesn’t know you to give you more than a couple dollars. Is it really possible to go around, verifying the authenticity of each and every schnorrer? And is it either possible for someone to gave $30 to every schnorrer that walks around? People gave big money to organizations because they trust them. People give a dollar or two to a schnorrer “just in case” they are honest.
7. Sign up for every form of government aid.