gaw – I know it’s right cuz I see it everyday, whether or not you believe it is a separate issue 🙂 Obviously it is too complicated of a subject to hash out in a chat room but you are welcome to talk to our volunteer CFP’S next time you are in town!
As a general aside, not many people making $25K with only one kid will qualify for any assistance at all, and I don’t even know of any studio’s for as low as $1K a month. I will tell you that in one case scenario there was a couple who had plenty of money and job security until someone needed a surgery/treatment that wasn’t covered, and their job, savings and support system disappeared within months with lots of debt left behind. It happens.
Golfer: Thanks! (I too can’t always take the heat and send myself out of the kitchen)