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While I feel your pain and suffering, having myself gone through what you are going through but worse, I can give you some valuable advice. Before I begin, this is coming from someone that has 7 children, loss of a hone, loss of income and having a few special needs kids. So if you think that your situation is bad, there is always someone worse off. That is not to minimize your situation, but putting things into perspective. I was on the verge of a breakdown, with the everything possible that could go wrong went wrong. I seeked help from the Government, local organizations and they all came to my rescue. After meeting different organizations, and being the recipient of Toimchei Shabbos, I was able to breathe easier and there was hope on the horizon. I also took a look at my spiritual well being and discovered there were areas that needed improvement, and I made it a point of improving my relationship to Hashem. Guess what, everything turned around. I cannot say that I am totally out of the hole, but I am definitely living a straightforward life. There are people that are desperate to help people like you and me. Resorting to “schnorer” $30 a day will not solve your problem. What will solve your problem, is approaching different organizations and the Government programs. You must also re connect with the Ribonei Shel Oilam. With all those aspects you will be better off, I guaranty it.
I hope this turn around very soon. Good luck