And for those interested , yes I have discussed this with a mumche in hilchos ribbis.
RegularJew, I dont mean to ignore you but I am not about to debate the role of kiruv orgs in our generation because it wont do anyone any good. I happen to be of the opinion that they are disproportionately funded relative to their value to yiddishkeit compared to other tzedaka causes. You are free to disagree.