Can’t speak for popa (despite the fact that I sometimes do so).
I wouldn’t word it that way (you pin it on the paucity of “daddy’s bank account”, but you could just as easily have blamed it on his not having a job), but no, I don’t think it’s responsible to get married without some type of reasonably realistic means of support. You do?
Discussing which apartment to rent is fine, I don’t understand why it’s even part of the discussion.