Apushata, I think you’re not understanding the OP. Yes, as you point out, not everyone is cut out for learning 3 full sedarim a day. And lots of people would appreciate the honesty of this type of young man in finding himself some sort of productive occupation, instead of battelling. But this guy is NOT the one the OP is talking about.
I think the OP wants us to consider the guy who absolutely could learn 3 full sedarim Plus, but for financial reasons has a job.
These are 2 very different guys, and would probably feel comfortable and compatible with different types of girls from one another.
DY, I was thinking along your lines as I actually know someone in a similar situation.