Joseph – the point is that not everyone, not even the majority, are volunteering to give. People are asking others to give and then you would be actively turning someone down if you say no. That is not the same thing.
I kinda wish that we could all just go thru an application process to a major, huge hachnosos kallah fund who will distribute funds (no begging required) and will solicit funds as an organization. Wouldn’t that be awesome!