Rav Moshe clearly says it’s geneiva, and your claim that the RIAA saying it’s illegal can’t be believed because they are biased is ironic coming from someone who is equally biased. The RIAA, incidentally, is not my only source, but their quote was the clearest language I found.
Why suddenly are you looking for kulas when you normally chastise others for that? ???? ???? ?? ???, that’s why.
Go drink cholov stav and with the money saved, pay the hard working music producers for the music you pilfered without paying.