forgive me if i tell you that i don’t believe a word you are saying. Gas money became a down payment? who paid the rest of your bills? I cant believe either story. If you really had 5 kids and less then $50k income then you shouldnt have had any “extra” money to put away, and you probably werent paying any tuition, which waits for no man. There is no “extra” when someone does not have enough income to cover their expenses.
