You can bring a horse to water but you can’t make him drink.
This is free advice. I don’t want to know who you are or what you are( Male Female Young or Old) or what your income level is? This problem is not limited to an individual the federal government has the same problem. They had to cut their expenses and once or twice had to close parts of the government because of budget problems.
MY next advice is to imagine you got $10,000 as a gift to invest in Mutual Funds. With this imaginary money make an imaginary purchase of 3-4 different funds using the funds closing price as your purchase price. Then once a month check how your mutual funds are doing. It wouldn’t cost you a cent and nobody will know you are doing it and you may learn how to invest.
As to what am I doing about the poor besides giving free advice, if one comes to my shul collecting I give them a dollar like everyone else.
The question wasn’t how to help the poor? It was how to afford a wedding?