I dont follow, you say “The only reason why most orthodox jews choose to live outside of Eretz Yisroel, Is Financial or gashmiyus”
but then you list several examples that are not financial nor gashmiyus related:
“For some it may be hard to adjust to israeli attitude.”
“For some, Living in a semi developed country is very difficult”.
“For Some, It’s simply the zionists”
“Some are scared of the rockets”