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if this is true and not a joke why don’t you call it chesed instead of tzedakah and help out as many yidden as you can. If it gives you pleasure to give you’re probably allowed to give as much as you can. There are tens of thousands of families that are not what you would consider tzedakah cases but could use a helping hand. Absorbing some tuitions or helping pay for camp or even just a small gift to spend on themselves because there is never any money left over to buy themselves a gift would give struggling people such an emotional lift! Also I wouldn’t go around advertising such problems, there are many of us who spend big chunks of our waking hours and the hours we should be sleeping worrying how to have enough to cover expenses. We should all be lucky enough to have your problem!