Too Much Money

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  • #593960

    Rabbosai, I have a problem. I have money beyond belief. I literally don’t know what to do with it all anymore. I simply have too much. And I am maxed out on tzedakah too, as I give the maximum allowed of 20%. Yet I have this headache of what to do with the rest. And this interferes with my Limud Torah! I need advice from the choshuveh oilem.

    I’ve already invested enough for all my grandchildren’s grandchildren’s retirement. I have more than I and all of them, including the interim generations, needs in both cash on hand, gold, and securities. And yet, yet, I still have too much extra.

    And no jokes about taking it. Like I said, I already gave and give the halachic maximum tzedakah. Please HELP!! I need an eitzah!

    #1123125

    smartcookie
    Member

    Buy a new TV.

    #1123126

    2qwerty
    Participant

    If a poor person is in front of you asking for help you are allowed to give more than 20%.

    So go visit a shelter or kosel or other similar places.

    #1123127

    Be Happy
    Participant

    If this is really true (I somehow don’t think you would be asking eitzahs like this in the CR)why don’t you write a sefer torah?

    #1123128

    Well if you want I think that your allowed to give more than 20% if you want to. If you want to give to an amazing place than let me know and I will find a good place for you!

    #1123130

    wanderingchana
    Participant

    How about finding some nice investment properties in Gaza and the West Bank?

    #1123131

    Queen
    Participant

    Would be beneficial for you to take a creativity class with some of your money…

    #1123132

    Midwest2
    Participant

    Found a school where kollel guys who are going to enter the job market can study for a degree and/or a licensed profession without leaving Lakewood. Give stipends while studying as interest-free student loans. Provide remedial classes for anyone who needs them in science, math, writing, etc. Have a good English library, too, with standard English literature and lots of good technical literature in programming, etc.

    All with a Bais Medrash on-site so the students can maximize their kovea ittim while studying for parnassah.

    #1123133

    TheGoq
    Participant

    how about a makeover if u would like a new shade of nail polish there is a thread for that

    #1123134

    commonsense
    Participant

    if this is true and not a joke why don’t you call it chesed instead of tzedakah and help out as many yidden as you can. If it gives you pleasure to give you’re probably allowed to give as much as you can. There are tens of thousands of families that are not what you would consider tzedakah cases but could use a helping hand. Absorbing some tuitions or helping pay for camp or even just a small gift to spend on themselves because there is never any money left over to buy themselves a gift would give struggling people such an emotional lift! Also I wouldn’t go around advertising such problems, there are many of us who spend big chunks of our waking hours and the hours we should be sleeping worrying how to have enough to cover expenses. We should all be lucky enough to have your problem!

    #1123135

    cshapiro
    Member

    lol goq ur awesome!! but tmb why not further ur education, go back to school get a masters or phd in something cool. buy gifts for family members, invest in an ira or the stock market, i heard the yen is low now….and if all else fails, i really want to go to a private grad school and if u would sponsor it, i would give u a 3 years free accounting services!!!

    #1123136

    ☕ DaasYochid ☕
    Participant

    Buy a copy of Ahavas Chesed; if you read you will find that your assumption is wrong and that you can give more than 20%:

    a) since you have osher muflog

    b) even if not, to support Torah

    #1123137

    maynish
    Member

    i have a hedge fund. give me 10 million i will give you a return annualy of 25% GUARNTEED. i invest in real estate, stocks, etf, hedge funds, and mutaul funds……

    this is also tax deferred. so just send reply and we;lll be in touch..

    a sigesunt un shtark.

    #1123138

    dunno
    Member

    TheGoq

    Don’t make fun of my thread! I’m quite proud of it!

    #1123140

    dyudko44
    Participant

    I know of an investment opportunity in Eretz Yisroel that would greatly help out a chevra of Olim build their new shul. It would not be tzedaka in the classical sense because it truly is an investment, but it would be a HUGE help to the the kehilla to move forward with building the shul.

    This kehilla is very special and is known for helping out those Jews who come to Eretz Yisroel for the Shalosh Regalim by setting them up with 2nd day minyonim in a very chashuva way. Please let me know if you are interested in this opportunity.

    Thanks,

    Dovid

    #1123141

    YW Moderator-42
    Moderator

    this explains how joseph can afford to spend the time posting to the coffee room all day under multiple screen names and ip addresses. how about hiring a rebbe to teach you how to properly be “mekarev our modern orthodox brethren”. then you can sponsor a raise for the moderators

    #1123142

    Aishes Chayil
    Participant

    smartcookie,

    Good one, lol

    I agree with Be Happy, this rings very little truth.

    Firstly, I NEVER heard anyone complain about having too much money.

    I am sure if you ask a shaila, YOU WILL GET A HETER TO BE ABLE TO GIVE MORE, if its gona cause you grief not to.

    There was a case in Europe of someome who gave away 90 per cent of his earnings, without crying about it.

    Trust me, if your business involved selling people a story like this, I doubt you would have accumulated such wealth.

    #1123143

    SJSinNYC
    Member

    LOL Mod42 😀

    TMB, how about donating it to the SJS travel fund? I love traveling around the world to witness Hashem’s amazing world.

    #1123144

    mewho
    Participant

    tmb must have won the mega millions last night.

    on a serious note…here’s a thought. choose a neighborhood and adopt it. build a hatzalah garage and purchase a fleet of ambulances. they can even put your name up to dedicate it to you.

    that should take care of a few bux. if you still have too much, do the same in another neighborhood and keep going and going. imagine the zchus of having all of nyc’s hatzalah vehicles donated by you.

    wow!!

    #1123145

    smartcookie
    Member

    I’m enjoying this thread immensely.

    It’s very entertaining.

    #1123146

    gavra_at_work
    Participant

    Take MR courses.

    #1123147

    ☕ DaasYochid ☕
    Participant

    umm:

    I don’t think anyone here is taking this literally; I think before a big lottery, many people fantasize about what to do with the money.

    #1123148

    nfgo3
    Member

    TMB: You should be careful about revealing personal information in your opening comment on this thread. We now know your real identity, Mayor Bloomberg, and we are surprised that you are a reader of this web site.

    #1123149

    justsmile613
    Participant

    Daas Yochid – I guarantee you can get a heter to give more than 20%… speaking of which, I can desperately use some:)

    #1123150

    justsmile613
    Participant

    …i meant trying my best not daas yochid….

    #1123151

    start a kosher university where yidden can learn and earn a degree to enter the job market…or go to Vegas

    #1123152

    Health
    Participant

    Daas Yochid- I didn’t fantasize and I didn’t buy a ticket. I still have that dollar in my pocket, but a lot of you don’t. And the two main winners were on the west. No major lucky guys here in the east.

    #1123153

    mewho
    Participant

    i spent a big $4 bux and didnt win.

    oh well………

    #1123154

    blueprints
    Participant

    WHY CAN’T YOU GIVE MORE THAN 20% I’VE NEVER HEARD OF SUCH A DIN??!!

    also the gemoro in b”m (i think) says that you should keep 1/3 of your money as available cash 1/3 invested in property and 1/3 to tzedoko

    [PLEASE CORRECT ME I MAY BE TOTALLY WRONG]

    #1123155

    And no jokes about taking it

    im not joking. im quite serious. you know my email address. send it through paypal

    #1123156

    shev143
    Member

    Who did you marry that she can’t help you spend your money?

    #1123157

    ronrsr
    Member

    Ah, Mr. Madoff, it’s nice that you can pass the time remembering the good old days. Nostalgia is a wonderful thing. I’m sure it provides you with some comfort in your prison cell.

    #1123158

    2qwerty
    Participant

    blueprints,

    The Gemara in Bava Metzia (42a) states “Rav Yitzchok says, a person should divide his money into thirds, and invest 1/3 in real estate (which is the most secure investment), 1/3 in inventory (to turn a business profit), and 1/3 should remain liquid so that it will be available in case merchandise is suddenly available to him at a bargain price”.

    No mention of tzedakah.

    #1123159

    aries2756
    Participant

    shev143, ahhhh so now it is obvious that tmb must be single!

    TMB, why not start the FREE JEWISH LEGAL AID SOCIETY since you can afford it and while your at it you can also start the TUITION G”MACH, MORTGAGE G’MACH, a few local FOOD PANTRIES, FREE CAR SERVICE for KOLLEL COUPLES, etc. If you do, maybe more mothers could stay home and raise their own kids.

    #1123160

    ima1997
    Member

    If it turns out that you can give more to worthy causes and that this is a serious thread, we are in desperate need of a school for Jewish special-needs kids in Northern NJ (Passaic/Clifton area.) Unlike the NY boros, we do not have a Jewish school in this area for such children (and we could also use a respite center and a residence home for special-needs kids as they get older.) These are establishments that are available in the NY boros, and in Monsey, but not here.

    #1123161

    smartcookie
    Member

    Interesting how TMB has something to respond to each thread….besides this one.

    TMB????

    #1123162

    ☕ DaasYochid ☕
    Participant

    Health – lucky you (actually, smart you)!

    I remember hearing that one of the gedolim was against playing the lottery (I assume on a regular basis) because it can lead to an unhealthy attitude (no pun intended) about finances.

    #1123163

    blueprints
    Participant

    thanks 2qwerty

    but why can’t you give more than 20% to tzedokoh???!!! anyone!!!!

    #1123164

    aries2756
    Participant

    I’m still waiting to see the “vort” brought down where it says you can’t!

    #1123167

    willi
    Member

    Is this thread for real?

    If yes, I have a solution. Why should you have to risk straining your muscles shlepping all those heavy coins in your bizem tash, when you can send it my way? Consider it a purely pleasurable experience, so it might not even be considered tzedaka al pi din.

    #1123168

    crdle
    Member

    If you are reallyrich like you claim, I have 2 people that I know ( no not me) that can really use your help, not even with alot of money, lets say $1500 Dollars a month, one is a family who have 5 kids, and just had a baby and they lost all their money and they are struggling, and a single mother , so if your serious and your not pulling an aprils fools day on us, contact me through the mods.

    #1123169

    adorable
    Participant

    Anyone who is taking this seriously is wasting their time….Did you ever hear of a billionaire sitting on the Yeshiva World and posting that he has too much money? Sounds funny to me! Anyhow TMB I would love some of your money and I will even make it easy for you- I can pick it up from where ever you are! LOL If you are real you can contact me through Mod-80 (he knows my info already from all the posts he deleted!) but I have a feeling that you are not real!

    #1123170

    MedicRN
    Member

    Mewho, Hatzolah in NY has gobs and gobs of cash. And people falling over themselves to donate ambulances. Give it to a smaller division like Elizabeth or Passaic.

    #1123171

    TMB, how about giving some of your money to Cedarhurst? He’s out of a job and has to feed his family.

    What a ridiculous thread.

    #1123172

    smartcookie
    Member

    MII- lol! I like that one!

    #1123173

    mitzvahshul
    Member

    To the origional poster “trying my best”, We need help and you’re the perfect on for us. Hashem has answered our tefillos. We took a shul from a house into a large shul. We have the shell up, but nothing inside. We need you to finish the shul for us. Such a zechus! Hundreds of people learning torah daily, davening, chessed, medical refferals and the list goes on. I can give you an email address if you can help us. In the zechus of this may you and your family only know of simchas!

    #1123174

    dunno
    Member

    “but why can’t you give more than 20% to tzedokoh???!!! anyone!!!! “

    I remember learning about this halacha. Anyone have a source?

    #1123175

    Mevakesh1
    Member

    Um – how about helping some Kollel Yungerleit?? I know some who could REALLY use some money!!! They have a bunch of little kids … and are really tight! It’s a big Mitzvah – to support people learning!!!

    #1123176

    cutie pie
    Member

    Donate a Sefer Torah.

    Support Yungerlite.

    Give money to build a shul.

    Support Tomchei Shabbos.

    Hello


    the list can go on and on. You’re not sure what else to do with your money?!?!!?!?

    That sounds ridiculous to me. If you use your brain, you can come up with many many things to do with it.

    Think- how can I help my community?!

    I think you’re just looking to start a new thread and this is not true. Because any normal person who is thinking along the lines of tzedakah and is B”H blessed with wealth, will find ways to donate things using their money.

    GO FOR IT!!!!!! 🙂

    #1123177

    not I
    Member

    Of course he isn’t serious..

    We discussed in the designer clothing thread that, that is the best place to waste/spend money..

    Just buy more and more clothes.. Condition: At least buy it from Yidden so they benefit!!

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