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Kosher food is not necessarily more expensive out of town. I have found the prices in Monsey to be more expensive than OOT. Tuition is also cheaper because the cost of living is lower(if you can’t survive on a middle income salary how do you think your kid’s Rebbe is making it?). Also a big factor to consider is the fact that there is less pressure to “keep up with the Cohen’s”, hence cheaper simchas, clothes children’s “needs” etc. Living two hours away from family is also not necessarily living away from family although granted it may make babysitting more complicated. The yeshivos are just as good if not better outside of NY. Ask anyone living in places like Cleveland, Waterbury, Detroit, Baltimore etc. And yes, the Almighty finds jobs for people all over.