ironpenguin,
I understand the question very well. Given the lack of current leadership, we have to look out for own family most to ensure their best education as frum yiden. If that means a financial sacrifice, HaShem will reward us more so. The money HaShem loans to us are not for our pleasure but for his service. Nevertheless, the schools are NOT off the hook and will need to answer for every penny which I think will not be pretty; if it was, they would open their books for all to see.