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I suggest checking the websites of the schools mentioned (JHU, Towson and UMBC) to see if they are discussing “joint” programs, as opposed to a student at Ner earning credits that can be transferred subject to the those schools’ transfer policy.
Depending on what you need a degree for, there are many other options to get college credits (including CLEP and AP courses, and distance education programs such as University of Marland’s University College). A program focused on adult distance students might be much happier about accept “yeshiva” credits then a school that has very high acadmeic standards