Everyone here is ignoring tuition breaks. Which I think is fine, as there are very few families that can afford a full tuition for more than one or two kids in Yeshiva. One kid in school can get by on a 100k salary. This is also obviously talking about the US. In Eretz Yisroel, having multiple children doesn’t add too much to the financial burden as there are much larger tax breaks and tuition for most Chedarim is less than a fifth of the US.
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