“You don’t need Obamacare to fix that, you just need to keep the insurance companies in check.”
Oh absolutely. OF course it becomes he said, she said because its not like the insurance company says oh we are cheating.
“In other words, only if there was continuous coverage. Nobody disputed that.”
I am disputing that (as is Health care law in place since 1997). Individual insurance can drop you if you had preexisting conditions. Say you were an empolyee with group insurance and diabetes/HTN etc you try to open your ow business and would like to buy individual insurance. No amount of continuous coverage protected you. For GROUP insurance policies, thats when if you had continuous coverage you couldnt be rejected for preexisting conditions. But even then continuous meant no less than 63 days. Which left too many out in the cold.
“They still find reasons to drop them or not to pay a claim. “
Can you elaborate? how do they do that?