Agree with LuL.
That being said, many don’t understand the Gemorah
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If they did, they would understand that the quarter after 4 times becomes a dollar, and then ten, etc.
Unfortunately, what many Aniyim need is financial literacy/budgeting skills, not financial support. Boruch Hashem there are organizations that are realizing this and conditioning help on attending sessions to teach self-support.
P.S. Lack of financial literacy affects everyone, from people who have nothing coming in to others who have millions coming in.