Iacisrmma – I said it’s assur for me. The second sentence was a joke.
but btw, I believe it’s assur for sephardim to eat cream cheese with lox, since the Bais Yosef says you aren’t allowed to eat milk and fish together.
Sometimes in bagel places, if someone asks for a bagel with cream cheese and lox, they ask if he’s Sefardi, and if he is they won’t give it to him.
It’s an important halacha to know so that you aren’t inadvertantly machshil any sefardi guests you may have.