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that’s my point exactly cv. in years to come fathers won’t advise their sons to go to kollel or even yeshiva as bochurim after high school as they won’t have any money to pay for it. The system is exaggerated and if any sembalance of what we have today is to remain for the long term the majority of people in kollel have to be encouraged to work , study vocations and proffessions as Jews have been doing for centuries. Even in the gemara most of the taanaim had day jobs. For most people especially today where almost nobody can focus on one thing learning and working is the best way to be productive. One who works for a living with the focus that he is working in order so that he will be able to fullfill mitzvos is considered as if he is osek b’torah at that time.