I used to talk during davvening, but stopped.
I now come late and davveing is 2 hours for me, with some of it catching up. I have no time to talk.
In shamayim, if they ask why I came late to davvening, I will answer them that I followed Halacha where it says it is better to stay home than talk in shul. Shulchan Aruch Siman 124:7