You know, you could have approached me in shul instead of going straight to the internet and embarrassing me publicly, but I’ll address your points anyway.
Yes, I’m married and have lots of money. I wasn’t wearing a hat because my dog ate my hat. My dog also ate my Oz V’Hadar gemara, that’s why I was using an Artscroll gemara (I was covering the English side with my siddur).
And just for your information, I came late to davening and I was saying Sh’mona Esrai with the Shaliach Tzibur, so it technically wasn’t during Chazaras Hashatz for me.