It’s called life. You need money to pay for things. Utimately, Hashem is the one who decides how much you get and where it’s coming from. It’s a very big factor. The politically correct marriage therapist/shadchan crowd will try to make believe that it’s not there. It’s a factor. It could be manifested in a number of ways: does man have a job or in school to pursue a medical or law degree? Does he plan on learning in Kollel. The check won’t pay for your utilities, rent, or food. In that case, does she have a job or do both or one family have the money to support this?
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