Reply To: If you vote Democrat you should just move to Mexico

Ubiquitin- When I referenced high costs for routine procedures, I meant things like charging $60 for an aspirin, or $500 for a 10 minute checkup & diagnosis. Maybe “routine” wasn’t the right word to use.

With regards to pre-existing conditions being covered. As an example, if costs were lowered from the level of insanity that they’re at now, insurance companies might be able to hedge their risk of a small number of people with pre-existing conditions in a large group policy. Say a company with 500 employees has 45 employees with pre-existing conditions. Insurance companies are more likely to calculate that it’s worth the added revenue of 500 monthly premiums to take on the added treatment costs of 45 patients, once the treatment costs go down dramatically. I’m not an actuary so I can’t speak to that with certainty.

dbrim- Thanks! 😀