Imo sending a picture is a breach of tznius and 100% useless. Even if its not touched up it doesnt show anything other than obvious deformities. You cannot compare seeing an image of someone to meeting them in real life.
With that said, T2T point is silly and not accurate. Most dates start between 6-8 (or earlier) and end by 900-1130, most of the time they are in a public place (lounge, resturant, etc) they are not driving on empty highways for “hours on end.” You are essentially accusing boys in shidduchim of being predators which is a pretty vile thing to say.
I also dont believe (based on my own and my friends experiences) that money and “free apartments” are discussed in detail before a couple goes out. This only comes up once the relationship shows some potential.