Furathone: I hear these advertisements on the radio for one or two X’tian health share programs but never realized there is a Jewish vesion of the program. Is this really just a form of cooperative “self-insurance” where the “members” pool their claims exposure and hire a company to administer the claims and payments with doctors and members. Do they underwrite on a “risk” basis or do the “socialize” risks so that there is a lot of cross-subsidization across age groups and people with pre-existing conditions??
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