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“No the sky is not falling, but after you pay rent/mortgage in New York your bank account stays pretty low…..” We all have choices, even about where we live. I was the first of my family to leave the tri state Jewniverse decades ago. You can choose to face the financial challenges of living in the NY/NJ metro area or face the inconvenience of having to order your meat 3x a year and manage without the convenience of a kosher store on every corner. Of course those inconveniences balance out when the average home price in your area is $250k, car registration is $60per year, lower insurance rates (home, health and motor vehicle) and you have job skills/degree that simplifies a job search.