@n0mesorah “Learning is not democratic” If you mean it’s not something you can choose whether or not you want to do, I agree. I don’t see what that has to do with the kollel system.
“One has to learn according to their capabilities” Which is why people join kollelim or chaburas in kollelim that correspond with their capabillities.
“We cannot afford the kollel for all mentality take over the torah” I don’t see it as kollel for all, and it definitely isnt taking over the torah. But it does strengthen torah when so many people are learning.
“If one does not have a chavrusa or his chavrusa is not up to snuff it is not an excuse” Correct, but people will learn better with chavrusas, and there are sources in gemara for that. (cherev al habadim)
It comes down to finances because people wont learn well, (or do anything else well) when they are homeless.
Im convinced of my opinion, your convinced of yours and im pretty sure you want the last word so I’m done here.
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