No one is saying that minorities have some disadvantages.”
great I love when we agree
“My parents that immigrated to the USA had zero, they were subject to a lot of discrimination.”
sure and obviously I don’t know the specific circumstances your parents faced but buying houses and college admission was probbly not one of them
“a) this still exists.”
I am not saying this still exists (in all facets) I am saying the sequela of those discrimination is still felt today
“Explain that on the banks”
Again, its not one issue
Schnitzel
” I agree that there are vicious cycles of poverty in the black community that originated from oppression”
so there you go.
That is the answer to your question.
Yes the vicious cycle of poverty is bad regardless. but when the vicious cycle of poverty is bad as a result of systemic oppression (that existed years ago) that is worse