You cannot make money. Nobody can make money; all your parnasa is determined on Rosh hashana, and there’s nothing you can do to get more or less. The reason people work is because it’s “Derech Eretz” the way of the world, and that we are only awarded our parnasa through toil, as the pasuk says “B’zais Apecha Tochal Lechem”. There are many different ways someone is Amal in this world, however the Mishna in Avos states that a person who is mekabel the Ol Torah throws off the Ol of Malchus (Government) and Ol Derech Eretz. Now to be Amal in Torah (properly) is probably the most difficult thing to do, and very few can do it. This is why many end up “getting a job” or just pretend to be Kollel guys and squander their time (and constrict their parnassa because of it). Ultimately, there is a need for Ameilus, how you do it does not matter for parnassa except it has to be done. But the true Kollel guy will always be able to say Anu Ameilim v’Heim Ameilim…Anu mekabel sachar v’heim aino mekablem sachar. If you want an excellent, in depth perspective on this please see R’ Yisroel Brog’s shiurim on Torah Anytime: Bais Halevy on Betachon.
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