Depends on your community and family. In many places, you’re expected to be self-sufficient before marrying, so you shouldn’t start until you’re in your mid to upper 20s. In some places, you need to have a plan and can rely on parents to start you off until you can be self sufficient in which case, lower 20s is fine. Or there are communities where you don’t have to have a plan, which in case there’s nothing wrong with starting at 19-20. Finally there’s Chassidish, Yerushalmi, and other very frum places where a chussun and kallah are just kids that start living together at night, but still very much family members eating at their father’s table, so they start by 16-17.
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