Abba -“The basic concept is to incur a garnishment greater than 25% so that the creditor can’t collect anything”
That won’t work, because in NY they can take off the Gross income.
Like I said before – get a lawyer to go through your finances and figure out the best way to go forward.
Your posts are so farfetched, it won’t work or you’ll end up in jail.
I have no Garnishible income.