The problem with your idea is that off the books jobs at that income are non-existent. And while in NYS garnishment can be based on gross income the limit is 10% or $10,000.00 based on 100K income while a 25% based on disposable income is $18,750.00 with 100K income and assuming a 25% tax rate.
I am not sure why you would end up in jail, divorce is legal in the US. Living out of wedlock? It will be laughed out of court.
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