Dear Thelittle,
In today’s day, there is not a necessity to work full time as soon as a new couple starts their home. For the majority, kollel is like a bridge from yeshiva to settling into a neighborhood and managing parnassah with a Torah lifestyle. According to the tzedakah organizations, there is not a higher percentage of needy kollel families than working families. Statistically this should change with second and third generation kollel families. But kollel is not hereditary.
The idea of boys staying in kollel only for the image, is a myth. Those are the ones that are too insecure to forge their own path. And they start floating through the system at a very young age. He you are advocating on sending them out to the world at fifteen, I totally agree. At twenty five, it is a case of a married man-child. It is a real problem. And staying in a kollel is the easiest way to manage their lack of confidence.